:root {
  --bg: #203050;
  --bg-soft: #202040;
  --surface: #ffffff;
  --ink: #0b1020;
  --muted: #4b5563;
  --line: #dbe3ef;
  --brand: #c01030;
  --brand-ink: #2a0c14;
  --ok: #1f9d55;
  --radius: 16px;
  --shadow: 0 12px 30px rgba(6, 16, 44, 0.15);
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif;
  color: var(--ink);
  background: #f6f8fc;
  line-height: 1.5;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

.skip-link {
  position: absolute;
  left: -9999px;
  top: 8px;
  background: #ffffff;
  color: var(--bg);
  border: 1px solid #cfd8e6;
  padding: 8px 12px;
  border-radius: 10px;
  z-index: 200;
  font-weight: 700;
}

.skip-link:focus {
  left: 8px;
}

.container {
  width: min(1120px, 92vw);
  margin: 0 auto;
}

.topbar {
  position: sticky;
  top: 0;
  z-index: 60;
  background: rgba(32, 48, 80, 0.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 68px;
  gap: 16px;
}

.brand {
  display: inline-flex;
  align-items: center;
  line-height: 0;
  background: #ffffff;
  border-radius: 10px;
  padding: 6px 10px;
}

.brand img {
  height: 30px;
  width: auto;
  display: block;
}

.menu {
  display: none;
  gap: 18px;
  color: #dbe7ff;
  font-weight: 600;
}

.menu a:hover { color: #fff; }

.nav-cta {
  display: none;
  gap: 10px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  border-radius: 999px;
  border: 1px solid transparent;
  padding: 11px 16px;
  font-weight: 700;
  font-size: 14px;
  cursor: pointer;
}

.btn-primary {
  background: var(--brand);
  color: #fff;
  box-shadow: 0 10px 24px rgba(192, 16, 48, 0.3);
}

.btn-primary:hover { filter: brightness(1.04); }

.btn-secondary {
  background: #ffffff;
  color: var(--ink);
  border-color: #e4e8f1;
}

.btn:focus-visible,
a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible,
summary:focus-visible {
  outline: 3px solid #9cc4ff;
  outline-offset: 2px;
}

.mobile-toggle {
  border: 1px solid rgba(255, 255, 255, 0.2);
  background: transparent;
  color: #fff;
  border-radius: 10px;
  padding: 8px 10px;
}

.mobile-menu {
  display: none;
  background: var(--bg);
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.mobile-menu.open { display: block; }
.mobile-menu a {
  display: block;
  color: #e6eeff;
  padding: 13px 4vw;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  font-weight: 600;
}

.hero {
  color: #fff;
  background:
    radial-gradient(circle at 20% 20%, rgba(192, 16, 48, 0.24), transparent 35%),
    radial-gradient(circle at 80% 60%, rgba(78, 106, 156, 0.24), transparent 40%),
    linear-gradient(160deg, #203050, #202040 70%);
  padding: 52px 0 44px;
}

.hero-grid {
  display: grid;
  gap: 24px;
}

.kicker {
  display: inline-block;
  background: rgba(255, 255, 255, 0.12);
  color: #eaf1ff;
  padding: 7px 11px;
  border-radius: 999px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .4px;
  text-transform: uppercase;
}

h1 {
  margin: 14px 0 12px;
  line-height: 1.08;
  font-size: clamp(29px, 5vw, 56px);
}

.lead {
  color: #c8d5f0;
  font-size: clamp(16px, 2.4vw, 20px);
  max-width: 60ch;
}

.hero-cta {
  margin-top: 18px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.trust-chips {
  margin-top: 18px;
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.chip {
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 999px;
  padding: 7px 11px;
  color: #e8edff;
  font-size: 13px;
}

.hero-card {
  background: #fff;
  color: var(--ink);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 18px;
}

.hero-card h2 {
  margin: 0 0 10px;
  font-size: 20px;
}

.mini-form {
  display: grid;
  gap: 9px;
}

input, select, textarea {
  width: 100%;
  border: 1px solid #ced7e5;
  border-radius: 12px;
  padding: 11px 12px;
  font: inherit;
  background: #fff;
}

label {
  font-weight: 700;
  color: #1f2a45;
  font-size: 14px;
}

.help {
  color: var(--muted);
  font-size: 13px;
  margin: 2px 0 0;
}

.consent {
  display: flex;
  gap: 10px;
  align-items: flex-start;
}

.consent input[type="checkbox"] {
  width: 18px;
  height: 18px;
  margin-top: 3px;
}

section {
  padding: 48px 0;
}

.section-title {
  margin: 0 0 14px;
  font-size: clamp(24px, 3vw, 36px);
  line-height: 1.12;
}

.section-sub {
  color: var(--muted);
  margin: 0 0 22px;
}

.grid-3, .grid-4, .grid-2 {
  display: grid;
  gap: 14px;
}

.card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 18px;
}

.card h3 { margin-top: 0; }
.card p { color: var(--muted); }

.checklist {
  padding-left: 18px;
  margin: 0;
}

.checklist li {
  margin: 6px 0;
}

.process-step {
  display: flex;
  gap: 12px;
  align-items: flex-start;
}

.step-num {
  flex: 0 0 auto;
  width: 34px;
  height: 34px;
  border-radius: 10px;
  background: #eff4ff;
  color: #1b3f91;
  font-weight: 800;
  display: grid;
  place-items: center;
}

.price {
  font-size: 32px;
  font-weight: 800;
  margin: 8px 0;
}

.price-note {
  color: var(--muted);
  font-size: 14px;
}

.faq details {
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
  padding: 12px 14px;
}

.faq details + details { margin-top: 10px; }
.faq summary { cursor: pointer; font-weight: 700; }
.faq p { color: var(--muted); margin-bottom: 0; }

.cta-band {
  background: linear-gradient(135deg, #203050, #202040);
  color: #e7eeff;
  border-radius: var(--radius);
  border: 1px solid rgba(255, 255, 255, 0.12);
  padding: 22px;
  display: grid;
  gap: 14px;
  align-items: center;
}

.cta-band h2,
.cta-band p {
  margin: 0;
}

.status {
  display: none;
  margin-top: 12px;
  padding: 10px 12px;
  border-radius: 10px;
  border: 1px solid #b9e2c8;
  background: #ebfff2;
  color: #165b2f;
  font-weight: 700;
}

.status.show { display: block; }

.footer {
  background: #0d1428;
  color: #d8e2fa;
  padding: 30px 0 90px;
}

.footer-grid {
  display: grid;
  gap: 16px;
}

.footer a { color: #fff; }

.footer-links-nav {
  margin-top: 8px;
}

.footer-links {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 6px 12px;
}

.footer-links a {
  display: inline-block;
  padding: 4px 0;
  line-height: 1.35;
}

.meta-list {
  margin: 8px 0 0;
  padding-left: 16px;
}

.meta-list li { margin: 4px 0; }

.sticky-mobile {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 80;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  background: #fff;
  border-top: 1px solid #dbe3ef;
}

.sticky-mobile a {
  text-align: center;
  padding: 12px 8px;
  font-weight: 800;
}

.sticky-mobile a:first-child {
  background: #fff;
  color: #102447;
}

.sticky-mobile a:last-child {
  background: var(--brand);
  color: #fff;
}

@media (min-width: 860px) {
  .menu, .nav-cta { display: flex; }
  .mobile-toggle, .mobile-menu, .sticky-mobile { display: none; }
  .brand img { height: 36px; }
  .hero-grid { grid-template-columns: 1.1fr .9fr; align-items: start; }
  .grid-2 { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .grid-3 { grid-template-columns: repeat(3, minmax(0,1fr)); }
  .grid-4 { grid-template-columns: repeat(4, minmax(0,1fr)); }
  .cta-band { grid-template-columns: 1.3fr auto; }
  .footer { padding-bottom: 36px; }
  .footer-grid { grid-template-columns: 1.2fr 1fr 1fr; }
  .footer-links {
    grid-template-columns: 1fr;
    gap: 4px;
  }
}